What is Public Liability Insurance?
Public Liability Insurance covers you for any damages a member of the public or a customer may be awarded as a result of injury or damage to them or their property caused by you or your employees whilst on your business premises. It also covers any related legal fees and expenses as well as hospital treatment.
Why Do I need Public Liability Insurance?
You should consider taking out Public Liability Insurance if members of the public or customers visit your premises, even if you work from home. It is essential to have sufficient Public Liability Insurance to protect yourself and your business against claims of negligence and most customers insist on cover being in place before work can commence.
Why Choose Endsleigh's Public Liability cover?
Endsleigh's Public Liability Insurance has been designed to meet the needs of sole traders and businesses with up to 10 employees. You have the option to choose £1,000,000, £2,000,000 or £5,000,000 worth of Public Liability Insurance and Product Liability Insurance. This cover can be extended to include legal expenses and tools and equipment. With just one quote, Endsleigh will search a panel of insurers specialising in Public Liability Insurance and within seconds supply you with the cheapest price available to you saving you time and money.
What is Employers Liability Insurance?
Employers Liability Insurance covers the costs and legal fees your business may be liable for in the event an employee dies, is injured, or made ill at work. If your employee is injured due to employer's negligence they can even seek compensation if your business goes into liquidation or receivership.
Why do I need Employers Liability Insurance?
You are required by law to take out Employers Liability Insurance when you have employees. Even if you are a limited company and only have one employee you are still required to have Employers Liability Insurance.
Why Choose Endsleigh for Employers Liability Insurance?
It is actually a legal requirement to have Employers Liability cover if you employ staff on a full, part time or temporary basis. Adding Endsleigh's Employer's Liability to your policy will cover you up to a limit of £10m for the bodily injury of your employees, ensuring that you adhere to government legislation.
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