Endsleigh’s pub, restaurant and bar insurance package provides a competitive product for licensed premises including, inns, taverns, bistros, wine and cocktail bars. It does not matter if you need insurance for your local pub or chain of restaurants we are here to back you up when looking for competitive insurance.
Endsleigh in conjunction with I-prism will search a panel of UK insurers to gain you a competitive quotation saving you money. Your policy can be tailored to meet your business’s specific needs and includes as standard:
Employers Liability cover is a legal requirement for any Employer of staff within the UK. At Endsleigh we know that Pubs and Restaurants have a range of staff from supervisors and managers to glass collector and pot washers. We also understand that business is likely to have to take on temporary staff to cover seasonal highs such as Christmas, New Year and other major events. Endsleigh's pub and restaurant insurance gives you the option to add permanent employees both full and part time and can cover temporary and seasonal staff. Our insurance package will give you up to £10 million employers liability cover as standard.
With the number of claims increasing, it is essential that you protect yourself against claims of accident and injury from customers and other third parties such as contractors, suppliers and entertainment providers. We offer £2 million public liability insurance as standard but have the ability to increase this to £5 million should you require it. If you are unsure of the level of cover you need on your pub insurance or restaurant insurance policy then please speak to one of our advisors.
Loss of income.
Should the worst happen and your licensed premises suffer a claim that stops you from trading, as well as covering the reinstatement of the premises, our policy will provide cover for loss of income while the business gets back on its feet and returns to normal.
Other standard covers include:
- Equipment breakdown.
- Legal expenses.
Further optional extensions can include:
- Theft by employees cover.
- Equipment Breakdown.
Liability Extensions for work carried out away from the pub/restaurant.
Should you wish to run an outside event you will need to ensure that your liabilities cover protects your staff and the public to the same extent as if they are working in the pub/restaurant. Our liability extension allows you to add this cover onto your insurance policy allowing you to maximise your business opportunities.
Call us on 0800 121 4407 to discuss your insurance needs or click here to arrange a call back.
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