It can be difficult to find appropriate insurance cover for your hairdressing business. At Endsleigh we can make this as pain free as possible by tailoring your hairdressing salon insurance to meet your needs, giving you more time to focus on your business - whether you own a salon, a barbers shop or a chain of hairdressing salons.
Endsleigh work with a wide range of top UK insurers to ensure you get the right policy for your business.
With an Endsleigh policy you’re automatically covered with contents insurance, this cover includes your stock, fixtures and fittings, computers and electrical goods. You can also add buildings insurance to cover your landlord’s fixtures and fittings, the premises, any out-buildings, shop front and any tenant improvements.
Endsleighs hairdressers insurance policies come with both employers and public liability cover as standard. If you are an employer of one or more members of staff you are required by U.K. legislation to hold employer’s liability insurance, therefore Endsleigh provide you with £10 million worth of cover. £2 million worth of Public and Product liability cover is provided as standard and can be increased up to £5 million according to your salons specific needs.
We know how much you rely on your hairdressing equipment and that if a major item of equipment breaks down it can impact your business financially, that’s why we include equipment breakdown insurance within our policy. Not only will we cover you for the repair and/or subsequent replacement of the equipment, but will also cover you for the loss of gross profits caused due to the absence of the equipment.
Your beauty salon may also be affected by a serious insured peril, such as fire or flood, which means you are unable to operate or trade from your business premises. Business interruption insurance cover is included within Endsleigh’s Hairdressers insurance as standard for 12 months.
Due to the nature of your business you may wish to extend your cover to protect you against the everyday hazards that can occur in a salon, such as slipping on hair clippings or being injured by peroxide. The public liability element of your insurance can be extended to cover any accidents or incidents that can be occurred from the services you offer. A full list of the services covered can be provided on request from our business insurance advisors.
If your services extend to house calls for weddings for example you can extend your liability cover to include working away as well as specified equipment insurance that you use away from your usual working premises.
There are two easy ways to get a quote for you hairdressers insurance. Firstly you can get a quote online or you can call our team directly on 0800 121 4407 and we can provide you with a quotation for your business over the phone.
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