Running your Chinese restaurant or take away is hard enough so don’t spend time worrying about your business insurance. With Endsleigh you can get a quick and easy quote online so you can keep focused on other things.
Standard cover includes:
Optional extras:
- Buildings insurance including tenant improvements and landlord fixtures and fittings
- Extended public liability insurance
- Extended business interruption cover
- Goods in transit cover
- Loss of licence
- Theft by employees cover
- Terrorism cover
Abit more detail...
Employers liability insurance.
Due to U.K. legislation you are required to have employer’s liability insurance, therefore we provide £10 million cover as standard.
Public liability insurance.
£2 million cover for your Chinese restaurant is included as standard. This will cover you if you need to pay damages to third parties for death or bodily injury or damage to their property. However if you think your restaurant or take away requires a higher level of public liability cover you can increase it to £5 million. Read our public liability insurance guide for more information.
Business interruption cover.
This provides financial protection if your Chinese restaurant is unable to operate or trade due to an insured peril such as fire or flood. Our policy will cover you as standard for 12 months from the date of the incident or you have the option to increase it for up to 36 months.
Contents insurance.
Covers the stock in your Chinese restaurant or take away and the fixtures and fittings, including:
- Food and drink
- Tables and chairs
- Cutlery
- Welcome desk and till
- Computers and electronic equipment
- Customer goods
- Staff effects
Equipment breakdown cover.
If key equipment in your Chinese restaurant or Chinese take away were to break down we would not only cover the cost of repair and/or subsequent replacement, but we will also cover any loss of gross profit during the period of time the equipment is out of action - this also includes cover for loss of perishable goods which are damaged as a result of equipment breakdown.
Buildings insurance.
You are responsible for buildings insurance if you own the building or if it is specified in you renters agreement. Including buildings insurance for your Chinese restaurant can cover the premises, shop front, landlords fixtures and fittings and tenants improvements.
Get an online quote for your Chinese restaurant or take away today or alternatively you can call one of the team directly on 0800 121 4407 who will be happy to discuss your insurance options.
