Within the running of your emerging or successful beauty salon, you need to make sure you have sufficient and effective salon insurance. This will allow you to focus on running your business safe in the knowledge that if anything were to go wrong you will be covered and any problems will be dealt with quickly and efficiently. Here at Endsleigh we offer exactly that. Our beauty salon insurance policies are tailor made. We work with a range of the top UK insurers to ensure you get the right policy for your salon.
With an Endsleigh policy you're automatically covered with contents insurance, this cover can include stock, fixtures and fittings, computers and electrical goods. You can also add buildings insurance to cover landlord’s fixtures and fittings, the premises, any out-buildings, shop front and any tenant improvements.
Endsleighs beauty insurance policies come with both employers and public liability cover as standard. If your an employer of one or more members of staff you are required by U.K. legislation to hold employer’s liability insurance, therefore Endsleigh provide you with £10 million worth of cover. £2m worth of Public and Product liability is provided as standard, this can be increased up to £5 million according to your salons specific needs.
We understand that if a major item of equipment breaks down it can impact your business financially, thats why we include equipment breakdown insurance within our policy. Not only will we cover you for the repair and/or subsequent replacement of the equipment, but will also cover you for the loss of gross profits caused due to the absence of the equipment.
Your beauty salon may also be affected by a serious insured peril, such as fire or flood, which means you are unable to operate or trade from your business premises. Business interruption insurance cover is included within Endsleigh's Beauty Salon as standard for 12 months.
Due to the nature of your business you may need to extend your cover to include treatment risks. The public liability element of your insurance can be extended to cover accidents or incidents that can be occured from the treatments you offer. A full list can be provided on request from our business insurance advisors.
If your beauty salon allows house calls for weddings, parties e.t.c. you can extend your liability cover to include work away as well as specified equipment insurance that you use away from your usual working premises.
There are two easy ways to obtain your beauty salon insurance quote. Firstly you can get a quote online or you can call our team directly on 0800 121 4407 and we can provide you with a quotation for your business over the phone.
