If you are an emerging or established bakery, it is important to make sure you are supporting your business with a comprehensive bakers insurance policy. When you know the cover is in place and tailored to your specific needs you can relax and focus on the running of your business. At Endsleigh we are dedicated to making sure you get the best cover for you; therefore, we offer bakers insurance, which can be adapted and altered to your own specifications.
Our policy provides you with public, product, and employer’s liability as standard. Employer’s liability is a legal requirement for any bakery which employs staff. Our policy will instantly provide you with £10 million employer’s liability cover. We will also cover you with £2 million as standard for public and product liability.which will cover your legal liability to pay damages to third parties for death or bodily injury and damage to their property; you also have the option to increase this cover up to £5 million should your business require it.
If your bakery business were to experience fire or storm damage,for example and you were unable to operate or trade our business interruption cover, which is provided as standard, will compensate you for loss of gross profit. This cover is set at 12 months, however you can extend this up to 36 months should you need to. You are also automatically insured for commercial legal protection, glass breakages, money, and personal accident.
When you get an online quote for bakery insurance with Endsleigh, contents insurance will come as standard. This can cover stock, fixtures and fittings, trade contents, computer and electronic equipment, customer goods, customer and staff belongings. . You can extend your cover to include buildings insurance which will cover your bakery shop front, retail premises, outbuildings, and landlords fixtures and fittings against insured perils.
If one of your ovens were to breakdown or any other key item of equipment it would majorly disrupt the running of your business.With our bakery insurance not only will we cover you for the repair and or subsequent replacement of the equipment but we will cover you for gross profit lost due to the disruption.
Within your bakery business, you may be transporting goods regularly, either to collect raw materials or to deliver the finished product. Due to this, we offer you the option to extend your policy to include our goods in transit cover. This will cover damage to goods in either an owned, hired or a leased vehicle.
Another option we can offer you to further tailor your specific bakery insurance policy is that of theft by employees and cover if you carry out business away from your premises, for example a local farmers market.
There are two easy ways to obtain your bakers insurance quote. For an instant quote visit the shop insurance page now, alternatively you can call our dedicated team directly on 0800 121 4407 and we can make sure your cover is right for your bakery shop.
